No one knows better than you that nature has its own rhythm.
You have created your season, the season of planning, calculations and decisions. You follow the rhythm of nature, we follow your rhythm. Choose from our loans designed specially for your season. Welcome to Your Season!
If you do business in the agricultural field, you own at least 100 ha. arable land worked or at least 100 dairy cows/farms or at least 1000 fat pigs/farm and you submit the insurance policy for crops or animals assigned in favor of OTP Bank Romania SA, signed with Groupama Asigurari SA, we offer you two financing products: Your Season Loan – without mortgage and Your Season Loan – partially guaranteed.
What advantages does the loans developed in partnership with Groupama Asigurari S.A offer you?
financing current activity and also the refinancing of other ongoing facilities, with similar destination;
flexible guarantee structure;
maximum amount up to EUR 200.000, RON echiv;
avoiding the possible fluctuations of the exchange rate, by granting financing in national currency.
flexible operating and reimbursement methods.In addition, because we want to provide you with unique financing products, Groupama Asigurari, as a strategic partner, supports you with additional benefits such as:
short terms in order to pay damages;
the possibility to pay the insurance policies on several tranches, which is a real benefit only for OTP Bank Romania clients;
discounts on insurance of agricultural and personal machines.What are the guarantees requested by OTP Bank Romania?
OTP Bank Romania offers you permanent access to the best credit offer, with a simple, fast and efficient guarantee structure.