close

As of July 30, 2024, OTP Bank Romania is owned by Banca Transilvania and is no longer affiliated with OTP Group. The OTP brand is used under a temporary license. Visit the Questions and Answers section for more information.

  • ro
  • hu
  • en
  • Credit solutions

    Your Season Loan

    Your Season Loan

    No one knows better than you that nature has its own rhythm. You have created your season, the season of planning, calculations and decisions. You follow the rhythm of nature, we follow your rhythm. Choose from our loans designed specially for your season. Welcome to Your Season!   If you…

    Read more
    Agricultural Equipment Loan

    Agricultural Equipment Loan

    OTP Bank supports your initiatives and, if you want to purchase new or used agricultural machines and/or machinery, it supplements your own resources by up to 90% of the total cost of the equipment, without VAT. What are the advantages of this product? A reimbursement schedule tailored to the specific…

    Read more
    Agricultural Land Purchase Loan

    Agricultural Land Purchase Loan

    Agricultural Land Purchase Loan can serve as an investment loan limit giving the possibility of purchasing several plots of land over time. The loan financing period is up 180 months, depending on the applicant’s reimbursement capacity. What advantages does the agricultural land purchase loan offer you? Financing of up to…

    Read more
    Loan for prefinancing APIA subsidies

    Loan for prefinancing APIA subsidies

    Are you looking for a pre-financing solution to cover current expenses until the receipt of the relevant subsidies? The loan for pre-financing APIA subsidies is intended for the beneficiaries of basic income support for sustainability purposes who use agricultural lands and are in need of working capital financing in order…

    Read more
    Double APIA subsidy Pre-financing Loan

    Double APIA subsidy Pre-financing Loan

    Are you in need of funds for pre-financing area subsidies to cover current expenses until you receive such subsidies? OTP Bank provides you up to 160% financing in advance, representing the double of the APIA subsidy. The loan for double pre-financing of APIA subsidies, including PD-04 eco-scheme: environmentally beneficial practices…

    Read more
    Ceiling for financing agricultural crops

    Ceiling for financing agricultural crops

    Are you looking for a financing solution for agriculture crops and related expenses? The loan is intended for legal entities and private entrepreneurs eligibile who use agricultural lands and who own at least 1500 ha. arable land worked and it is granted for financing of agricultural crops (spring crops and/or…

    Read more
    Loan for pre-financing subsidy – Intervention DR 06

    Loan for pre-financing subsidy – Intervention DR 06

    If you are one of the beneficiary of Intervention DR 06 You can request the loan for pre-financing APIA subsidies until it will be received from APIA (Agricultural Payments and Interventions Agency). What benefits does this product offer you? It finances up to 90% of the subsidy value to be…

    Read more
    Loan for pre-financing APIA state aids – in the livestock sector

    Loan for pre-financing APIA state aids – in the livestock sector

    If you are one of the applicants for the state aid scheme for carrying out current activities in the livestock sector regulated by Government Decision no. 1179/2014 You have now the posibility to request the loan for pre-financing APIA state aids for carring out current activities, until the state aids…

    Read more